Archives for Finance

Safeguarding your business when you become a victim of identity theft

Anti-lock brakes and driver assist systems aim to help motorists avoid an accident, and when one occurs, a host of safety features, like airbags, activate to help minimize injury to the vehicle’s occupants. Cybersecurity for businesses functions much like those assist systems in your car, working to prevent a security breach of sensitive identifying data. Monitoring your business credit report is like having airbags in your vehicle – it won’t prevent your business identity’s data from ever being stolen, but it could help you mitigate the financial and reputational damage (your injury as the victim) that is associated with business
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Easier mortgage processes, positive attitudes inspire renters to buy

(BPT) – Owning a home has been an integral element of the American Dream for generations. But is ownership right for you? And if it is, how do you know if it’s the right time in your life to purchase a home? Thirty-two percent of American households are renters, according to the National Multi Housing Council. Generally, more people younger than 30 occupy rentals, while the percentage of people who own their home increases with age, NMHC statistics indicate. People decide to buy a home for many reasons, but the recent real estate market downturn caused many Americans to rethink
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Fraud alert: Grandparent scam continues to trick people out of money

(BPT) – Imagine being woken by a phone call in the middle of the night. It’s your crying grandchild, who is asking for money because of an accident. Of course you want to help your loved one, so you do whatever you can in this emergency situation. You open your wallet without hesitation. Unfortunately you’ve just become a victim of a scam that is happening across the country. Known as the “grandparent scam,” this type of fraud involves bogus calls from people claiming to be relatives in trouble. The personal nature and urgency of these calls causes people to let
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Smart security steps give small-business owners peace of mind during summer travel season

Summer is finally here, which means peak vacation season and employees out of the office. For those who own their own companies, however, taking vacations and disconnecting is never easy, as business continues as usual while owners are away. In fact, according to the 2013 ADT Safety Data Index, more than one-third of small-business owners polled agree that running a business keeps them up at night, and the same number feel that running a business does not allow them to have work/life balance. The good news is, with a few technology tips and tricks, business owners can enjoy a well-deserved
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Tap the hidden job market

(BPT) – The process of finding employment has quietly undergone an evolution. Job seekers are discovering that many positions are not posted to the public. In fact, the online career guidance resource Quintessential Careers reports that only 15 to 20 percent of available jobs post to newspapers, online job boards or employment agencies. “Not advertised?” ask many exasperated, out-of-work job candidates who regularly scour newspapers and websites in the hopes of finding a job. If this traditional search yields just a fraction of available employment opportunities, where are the bulk of open positions hiding? Welcome to the new hidden job
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College career services go social to connect students and employers

(BPT) – College students need little encouragement to use social media to interact with their classmates, family and friends, but many are still leery of using the platforms when it comes to seeking employment. Only 20 percent of college career center professionals felt students were enthusiastic about using social media as part of their job search process, according to the Career Services Use of Social Media Technologies survey, conducted by the National Association of Colleges and Employers (NACE) on behalf of the Career Advisory Board, established by DeVry University. “Ninety percent of all career services departments now use social media
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Expert advice for smart investing strategies

(BPT) – After five years of market volatility, recession and uncertainty, markets in the U.S. are showing signs of life. Leading indexes are now approaching all-time highs, and many individuals are taking a fresh look at their investment plans. But with the sting of recent losses and swings still fresh in mind, now is a good time to consider a new investment approach. If you’re looking for long-term results in unpredictable market conditions, a few guidelines from the experts may help. “Investment strategies must evolve to accommodate complex modern markets,” says David Giunta, president and CEO of Natixis Global Asset
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Don’t duplicate the stress: think taxes year-round

(BPT) – Now that the April 15 tax filing deadline has passed, so too has the stress associated with filing taxes for most people. This year, resolve to think about taxes early and often so you don’t get caught in a last-minute panic.  Not only does this advance preparation help reduce anxiety, but it also positions you for a bigger return in the future. A little ongoing effort could mean more money and less chaos when taxes are due next year. Follow these tips for a hassle-free filing next year: 1. Think taxes year-round. Don’t wait until you’re ready to
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Celebrate the grads in your life with financial gifts

(BPT) – Do you have a child in your life who will be graduating this spring? Whether it’s from kindergarten or college, graduation marks the completion of one chapter in a young person’s life and the start of a new adventure. Honor your grad’s achievement by helping him or her save for the future with a digital U.S. Savings Bond. “Graduation season is a time of celebration and great pride for families. In preparation for this milestone achievement, we encourage parents to consider opening a TreasuryDirect account for their child within their own primary TreasuryDirect account, so the gift of
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How to stay productive and not infect the office when you’re sick

Each year, American workers miss 100 million workdays due to the flu alone. There’s a trace of irony in that number: Many of those days wouldn’t have to be lost if those who were sick stayed home, preventing the transfer of germs and viruses within the office. For many Americans, staying home from work when sick isn’t always an easy decision. A recent survey by the U.S. Bureau of Labor Statistics found that one in three U.S. employees doesn’t have paid sick leave. By simply planning ahead, it may be possible to help prevent the spread of the flu and
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